FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020066651001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nicholas R. Palumbo (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 1069948 Pursuant to FINRA Rule 9216, Respondent Nicholas R. Palumbo submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2017055132601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Woong Seong Hwang (Respondent) General Securities Representative CRD No. 4400271 Pursuant to FINRA Rule 9216, Respondent Woong Seong Hwang (Hwang) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2016047624502 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Todd Farrell Sherman (Respondent) Former General Securities Representative CRD No. 3259162 Pursuant to FINRA Rule 9216, Respondent Todd Farrell Sherman submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Titan Securities Addison, TX, Brad C. Brooks Addision, TX, and Richard Wayne Demetriou Dunwoody, GA, Respondents. DECISION Complaint No. 2013035345701 Dated: June 2, 2021 Registered representative made material, false and misleading statements to customers, engaged in undisclosed, unapproved outside business activities,