FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059746001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Paul A. Falcon, Respondent General Securities Representative CRD No. 2464566 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Paul A. Falcon submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014041254101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Pedro Perez-Riu, Respondent Registered Representative CRD No. 2947699 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Pedro Perez-Riu (“Perez” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.