FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20160494483-01 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Apex Clearing Corporation, Respondent Member Firm CRD No. 13071 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Apex Clearing Corporation ("Apex" or the "firm") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058482401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Mark Andrew Cramer, Respondent Investment Company and Variable Contracts Products Representative CRD No. 1313587 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Mark Andrew Cramer submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Louis Mark Miller (CRD No. 3054955) Respondent. Disciplinary Proceeding No. 2017056829901 Hearing Officer CC ORDER ACCEPTING OFFER OF SETTLEMENT Date: 10/14/19 INTRODUCTION Disciplinary Proceeding No. 2017056829901 was filed on July 26, 2019, by the Department of Enforcement of the Financial Industry Regulatory Authority (FINRA or Complainant).

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20170532065-01 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Dougherty & Company LLC, Respondent Member Firm CRD No. 7477 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Dougherty & Company LLC (“Dougherty” or the “firm") submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.