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Gregory Kern Comment On Regulatory Notice 22-08

I really don't feel like I need the government to "protect" me from risky investments like inverse funds. This is a free market and I would like to be free to invest in anything I deem appropriate. If a trade goes bad, I don't expect anyone to bail me out. This is my money and my choice. I have to accept the risk I am taking on.

Retail investors shouldn't have to pass a test first to invest in publicly accessible securities. I do enough homework on the investment I am about to partake in to decide if I should or shouldn't take the risk.

Kyle Kimel Comment On Regulatory Notice 22-08

It is not the job of FINRA to determine what investments are "proper and allowable" for individuals - that is OUR choice! I use inverse funds to mitigate potential losses from our equity investments - so we can build an equity portfolio but limit potential losses during market swoons by balancing some of the equity positions with inverse funds without having to adjust our equity portfolio. The attempt of FINRA to limit, eliminate, or require any "tests" to prevent such FREEDOM is just another form of unnecessary government intervention!