I oppose FINRA's proposed rule #22-08. My ability to invest the finances of my family should not be left up to the discretion of government or regulators. The ability to invest in public securities should not be withheld from the general public not should we be required to pass a test to invest our own finances. We take a known, and sometimes unknown, risk when we invest our finances and I implore FINRA to reconsider this proposed rule that would place hurdles to investing in front of ordinary citizens.

I believe it is overly restrictive for the FINRA to prohibit or control the products investors choose to use for their own benefit. Leveraged products allow individuals to participate in investment strategies that give opportunities that before creation were only available to the rich investors and therefore without these options small retail investors are at a disadvantage. As one example, as an investor with a small portfolio I cannot "short sale" the market without a leveraged inverse product.

I want to be able to invest in leverage funds.

Dont tread on our securities!

I am perfectly capable of assessing the risk of investment options, choosing which investments to include in my 401K, and accepting the financial consequences - beneficial or detrimental - of my investment decisions. I do not need or want government regulatory guidance or restrictions on my investment options. Please stay out of my financial opportunities and decisions.

Leveraged and inverse funds are important to people's investment strategies.

I should be able to choose the public
investments that are right for me and my family.
Public investments should be available to all of the public,
not just the privileged.
I shouldn't have to go through any special process
like passing a test before you can invest in public securities, like leveraged and inverse funds.
I am fully capable of understanding leveraged and inverse funds and their risks. I do not
need these measures imposed on you.

As owner of a small broker dealer since 1982 I ask you, please, to read the current regulations and conclude they are enough!! Reps 'must know their client". Prospectus must be provided before purchase. Reps must participate in continuing education. Supervisors already review all trades. What ever happened to 'let the buyer beware" as a way to teach investors lessons. How do you expect new, young, investors to learn, or get investment experience if not allowed FREEDOM TO CHOOSE (which seems a big concern of all people these days) to do what they want to do.

Do not restrict investing in Proshares products.