FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068471301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Temetria Blackburn (Respondent) Former Associated Person CRD No. 5659467 Pursuant to FINRA Rule 9216, Respondent Temetria Blackburn submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061062701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Gar Wood Securities, LLC (Respondent) Member Firm CRD No. 138033 Pursuant to FINRA Rule 9216, Respondent Gar Wood Securities, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060177801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kovack Securities Inc. (Respondent) Member Firm CRD No. 44848 Pursuant to FINRA Rule 9216, Respondent Kovack Securities Inc. (KSI) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.