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Chevas Mingo Comment On Regulatory Notice 22-08

I should be able to choose the public
investments that are right for me and my family.
Public investments should be available to all of the public,
not just the privileged.
I shouldn't have to go through any special process
like passing a test before you can invest in public securities, like leveraged and inverse funds.
I am fully capable of understanding leveraged and inverse funds and their risks. I do not
need these measures imposed on you.

Robert Hillard Comment On Regulatory Notice 22-08

As owner of a small broker dealer since 1982 I ask you, please, to read the current regulations and conclude they are enough!! Reps 'must know their client". Prospectus must be provided before purchase. Reps must participate in continuing education. Supervisors already review all trades. What ever happened to 'let the buyer beware" as a way to teach investors lessons. How do you expect new, young, investors to learn, or get investment experience if not allowed FREEDOM TO CHOOSE (which seems a big concern of all people these days) to do what they want to do.

2020067567201 Jesus Jose Alvidrez CRD 6414709 AWC gg (2022-1655425225317).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067567201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jesus Jose Alvidrez (Respondent) Former Investment Company and Variable Contracts Products CRD No. 6414709 Pursuant to FINRA Rule 9216, Respondent Jesus Jose Alvidrez submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

202207424401 Kaival Patel CRD 4470522 AWC lp (2022-1655425225709).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074024401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kaival Patel (Respondent) Former General Securities Representative CRD No. 4470522 Pursuant to FINRA Rule 9216, Respondent Kaival Patel submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.