I would like to submit a public comment on possible restrictions on my right to invest in public investments. Especially leveraged and inverse funds.

By way of introduction, I am 60 years old, and make most all of the financial decisions in my household. I am an active investor in stocks, funds, bonds, emerging markets, and crypto. Basically, I trade in multiple and varied securities, and run my personal portfolio much like any investment broker.

I strongly oppose this proposal. While complex investments can be difficult to navigate for unprepared people, they are also powerful wealth building tools for intelligent investors who are just starting out in their wealth building journey. Imposing regulations would be a disservice to future generations looking to build wealth.

Dear FINRA regulators,

Private investors should have the right to choose to invest in funds that are a good fit for their investment objectives. It is unfair to eliminate the ability to invest in leveraged funds for the investing public, especially since many of these funds have a proven track record of protecting investment portfolios when used the right way.

If an investor chooses to be irresponsible, it does not matter if they invest in a leveraged fund or unleveraged fund - they will find a way to lose money.

I dont feel I or anyone should have to take a test in order to invest in any funds or etf. Im of sound mind and judgement and am very aware of the downsides of inverse and 2x investments. I oppose regulating my investments.

Please do not pass this unduly restrictive regulations. Investors should be able to choose ANY investment in EVERY account type without government restrictions and interference.

Leveraged etfs and commodity funds enable diversification, hedging, and aggressive strategies that are suitable for my investment objectives. I oppose any regulations that would limit my ability to achieve my investment objectives.

I oppose any restrictions on my ability to buy proshares, or any other public investment

Thank you for allowing comments on this subject:
You shouldn't have to go through any special process
like passing a test before you can invest in public securities, like leveraged and inverse funds. These investments are critical to hedging a portfolio. Please allow individuals to make their own choices as to how they invest their money, not the government.
Thank you for your consideration
Vance Howard

Plekase refrain from passing new regulations that restrict access to investment opportunities.

Please do not limit my access to these funds.
This should be my choice.