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Justin M Steikar Comment On Regulatory Notice 21-19

Finra should absolutely adopt all of the above changes. Any regulation that can be added for transparency in a free market should be added. All of this information should be reported daily and available to everyone to install confidence in a free market system. Above and beyond this, accountability for failure to comply should come with harsher penalties then small fines that can be incurred as a cost of doing business by the offender. Changes need to be made to stop repeat offenders to comply with all rules.

Bonnie Pettis Comment On Regulatory Notice 21-19

Greetings, Shorting as a market practice is unfair and illogical. How can a person sell what they do not own? That should not be legal and seems like fraud, to be blunt. Self-reporting also does not seem to be working, and the ability for borrowed stock to be mis-marked is a serious issue. Shares need a better marking system to denote “borrowed” and “sold while borrowed (shorted)”, and a running tally until returned to the original lender. All short data should be traceable and reported in real time. That would be fair. Thank you for your time, Bonnie Pettis

Brian Unruh Comment On Regulatory Notice 21-19

- Stop illegal naked short selling - Change T+2 to T+0, retail investors should know what hedge funds know - Audits need to happen by regulatory agencies to ensure shorts and FTDs are not being hidden in options. - Punishments need to be severe enough to ensure it doesn't continue, and in a timely manner. - Large hedgefunds and Market Makers are run by the same company. They need to be broken up. - High frequency low volume trades done in dark pools are being used to influence stock pricing.