FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2020065242701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kapitall Generation, LLC (Respondent) Member Firm CRD No. 153157 Pursuant to Rule 9216, Respondent Kapitall Generation, LLC submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050321201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: The GMS Group, LLC, Respondent Member Firm CRD No. 8000 Pursuant to FINRA Rule 9216 of FINRA Code of Procedure, Respondent The GMS Group, LLC (Respondent or the firm) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019061887701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James Alan Schumaker (Respondent) General Securities Representative CRD No. 6829407 Pursuant to FINRA Rule 9216, Respondent James Alan Schumaker submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.