FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061498801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Timothy James Pandekakes (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 4890164 Pursuant to FINRA Rule 9216, Respondent Timothy James Pandekakes submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016047845201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Infinity Financial Services (Respondent) Member Firm CRD No. 144302 Pursuant to FINRA Rule 9216, Respondent Michael Edward Magill submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Rani Soto CRD No. 6016117, Respondent. Disciplinary Proceeding No. 2018059766702 Hearing Officer: RES ORDER ACCEPTING OFFER OF SETTLEMENT Date: November 13, 2020 INTRODUCTION Disciplinary Proceeding No. 2018059766702 was filed on August 28, 2020, by the Department of Enforcement of the Financial Industry Regulatory Authority (FINRA or Complainant). Respondent Rani Soto submitted an Offer of Settlement (Offer) to Complainant dated November 8, 2020.