FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019063056701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nicholas G. Baecker (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 5618205 Pursuant to FINRA Rule 9216, Respondent Nicholas G. Baecker submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. STEPHEN SLOANE (CRD No. 1257601), Respondent. Disciplinary Proceeding No. 2016049414401 Hearing Officer-MJD DEFAULT DECISION December 8, 2020 Respondent is barred from associating with any FINRA member firm in any capacity for recommending an unsuitable investment strategy to 14 customers and charging unfair prices to five customers, in violation of FINRA Rules 2111(a), 2121 and 2010.