FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064032101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Christopher Davis, Respondent Investment Company and Variable Contracts Products Representative CRD No. 2957397 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent David Christopher Davis submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060494701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lori Ann Sacco, Respondent Former General Securities Representative CRD No. 5527270 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Lori Ann Sacco (Sacco or the Respondent) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017056100101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jodi Lane, Respondent General Securities Representative CRD No. 5069112 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Jodie Lane submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062346201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Patrick J. Knox, Respondent General Securities Representative CRD No. 1206837 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Patrick J. Knox submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2015047010401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: E*TRADE Securities LLC, Respondent Member Firm CRD No. 29106 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, E*TRADE Securities LLC (E*TRADE or Respondent) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Bryan G. Mazliach (CRD No. 5518438), Respondent. Disciplinary Proceeding No. 2016051583101 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. From February 2015 through July 2017 (the “Relevant Period”), Respondent Bryan G. Mazliach, while associated with FINRA member firm, Laidlaw & Company (UK) LTD (CRD No. 119037), excessively and unsuitably traded five customers’ accounts by recommending and

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058617701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SeedChange Execution Services Inc., Respondent Member Firm CRD No. 165587 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent SeedChange Execution Services Inc. submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017054220101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Janney Montgomery Scott LLC, Respondent Member Firm CRD No. 463 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Janney Montgomery Scott LLC (JANY) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.