FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018057000401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jeffrey D. Stanga (Respondent) General Securities Representative CRD No. 6387255 Pursuant to FINRA Rule 9216, Respondent Jeffrey D. Stanga submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064323202 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Keith Napier (Respondent) General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 4811092 Pursuant to FINRA Rule 9216, Respondent Michael Keith Napier submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.