FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062041901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David A. Rizzo, Respondent Former Investment Company and Variable Contracts Products Representative CRD No. 4882628 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent David A. Rizzo submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062068401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Keith Gaines Drago, Sr., Respondent General Securities Representative CRD No. 858785 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Keith Gaines Drago, Sr. (Drago or Respondent) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062245601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lauren L. Wing, Respondent Former General Securities Representative CRD No. 5803987 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Lauren L. Wing submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.