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David Rowland Comment On Regulatory Notice 22-08

Hello, I started investing in crypto a few months ago as a way to improve my finances. What I invest in should be my choice, not anyone else's.
I also do not need to take a government regulated test to determine if I qualify to invest in something. I am using crypto to improve my long term finances and that of my family, to break the cycle of poverty in my family.
I know many, many folks who are doing the same thing. Don't take that away from us. Let us make our own choices, and our own mistakes.

Jill Retoff Comment On Regulatory Notice 22-08

regarding FINRA's notice #22-08 for comments about investors buying certain complex products, I comment that my access to leverage and inverse products is appropriate and has provided positive returns using a daily trading basis. I sign an agreement with my brokerage firm each year stating that I understand the risks involved when trading such products.I have a bachelors degree in mathematics and a cpa certificate.I do not think that my access to leverage and inverse products should be restricted.

Vivek Mishra Comment On Regulatory Notice 22-08

I oppose limitations imposed by this change. Leveraged and inverse funds should be available freely as publicly traded instruments. They form an important part of my investment and existing disclosures are sufficient for me to understand risks associated with these instruments. The imposed restrictions will significantly impact liquidity associated with the trades.
These securities should be left as publicly traded like they are now.

Jeffrey Fritts Comment On Regulatory Notice 22-08

Leveraged ETF/ETNs do pose risks most retail investors do not understand. However, retail investors that understand the risks should not be barred from utilizing these very useful assets. Broker-dealers should require due diligence in line with that of margin approval and options approval. Specific arguments for this approach include:

1. An investor can lose 100% of their investment in a leveraged product, but options and margin can lead to more than a 100% loss.