FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073754401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kimberly E. Nuessmann (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 1596560 Pursuant to FINRA Rule 9216, Respondent Kimberly E. Nuessmann submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070234901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James Moy Wing General Securities Representative CRD No. 3074959 Pursuant to FINRA Rule 9216, Respondent James Moy Wing (Wing) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021072500701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Desiderio Eloy Torrez (Respondent) Former Investment Company and Variable Contracts Products Representative Former Investment Company Products/Variable Contracts Principal CRD No. 4759218 Pursuant to FINRA Rule 9216, Respondent Desiderio Eloy Torrez submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.