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J Dreicer Comment On Regulatory Notice 22-08

Dear FINRA -
I am in complete disagreement with FINRA's potential restrictions on "Complex Products." By undertaking these restrictions FINRA will be providing and enabling the "Wall Street" investment banks a better opportunity to take advantage of investors. This products provide investors the opportunity to hedge investment positions. Investments and investing strategies should not be limited to "Wall Street" banks.

Carlo Irigoyen Comment On Regulatory Notice 22-08

I should be able to choose the public investments that are right for me and my family, NOT regulators. Public investments should be available to all of the public, not just the privileged.

I shouldn't have to go through any special process like passing a test before I can invest in public securities.

I use leveraged and inverse funds to diversify my portfolio in ways that order public investments don't offer and the returns have helped me invest in other things contributing to my community's wealth growth.

Timothy Hayes Comment On Regulatory Notice 22-08

It will be totally unfair and extremely biased to regulate investors on how and where they choose to invest. My brokerage already issues warnings before investing in certain funds so your interference is unnecessary. I'm not a licensed investor but I am seasoned and investing assists me in building my retirement nest egg and also setting my daughter up for the future. It is my right to invest and gain/lose my own money as long as I've been warned up front.