FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Patrick Matlock (CRD No. 5760255), Respondent. Disciplinary Proceeding No. 2020067731001 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. In March and May 2020, while registered through J.P. Morgan Securities LLC (CRD No. 79), Respondent Patrick Matlock misrepresented material facts on a loan application and loan agreement he submitted to the U.S. Small Business Administration (SBA) in order to obtain an Economic Injury Disaster Loan (EIDL).