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L Luke Comment On Regulatory Notice 22-08

To whom it may concern, Although regulations within a society are important, I disagree with regulators limiting an individual's ability to choose publicly traded investments. Leveraged and inverse funds carry increased risks, but it is an individual's right to invest in them. As an individual, I am perfectly capable of understanding these types of funds, however, if I choose to invest without learning about them, that is also my right. Regulators do not require people to have in depth knowledge of individual stocks, which can also be incredibly risky.