As a CPA and investor for over 40 years, Im writing to express my deep concern that proposed rules being considered by FINRA will limit my access to leveraged and inverse funds. These products are an important part of my investment strategy that help me mitigate risk and protect my long-term investments during market downturns.

Balancing my long-term holdings with inverse funds allow me to hold investments during downturns and limit my potential losses. This gives me flexibility in an uncertain market and the security to stay the path with my long-term investments.

A proof of competency will automatically segregate out those of a different background either due to the education system they were forced into by their location or if English isnt their first/native language. Investments should not be up to regulators but the individuals.

I use leveraged funds regularly to manage risks and hedge my portfolio. Access to leveraged funds should be choice and not up to government to decide.

The public should have the right to invest their money in the way they best see fit.

Government already restricts us too much. They should not have a say in this. Everyone has a right to make their own choices, good or bad.

Investments are risky business, so the investors must face it or they should leave this field. In this regard, investors should know best how to take care of themselves. In the proposal, the complex products and options are defined more riskier, no matter what which I can’t agree for two reasons.

Crypto was made by the people for the people. No more monopolies on world currency. Crypto is public, and secure. Leave it alone. We need a currency that cant be manipulated. Crypto is that answer.

I would like to freely have the ability to invest how I choose for the eat interest of my situation, and for y family.

Public investments should be available to the public, not just the privileged.

Please keep the government out of my wallet!

It is our right to invest in what we like such as Crypto currency it's innovation will move us forward to a better future I believe in all it's innovation and instead of slowing us down let innovation move forward!