Hello,

I am writing this comment about the "Regulatory Notice 22-08". In short, this notice pertain to what FINRA considers as a "complex product".

As goes with almost everything the "complexity" is in the eyes of the beholders. What's complex for one might be simple for another. Therefore, I believe, imposing someone's idea of what's complex and what's not on someone else, is unwise and uncalled for.

Having used these products for a very long time, i would make the following observations:
* these instruments fix leverage as opposed to variable leverage provided on margin by brokerages. individual investors are smart enough to adjust their own leverage accordingly.

I am so alarmed by the Government, trying to tell me what to do with my money. Please mind your own business which my investing is not one of them.

I oppose this

Any attempt to alter my freedom of investment choice is unacceptable.

I not FINRA should choose the investments that are right for me and my clients. Public investments should be available to all of the public, not just the privileged.

Leveraged and inverse funds are THE REASON my portfolios are not down 15%-20% YTD in 2022.

I use leveraged and inverse ETFs as a primary part of my overall portfolios.

FINRA, if you take away inverse or leverage possibilities you are going to materially negatively impact myself, my family, and my clients. What are you thinking??

Please do not limit my ability to invest in leveraged & inverse funds

I used to day trade, buying and selling options and penny stocks. I specifically quit those risky behaviors because I saw a more stable opportunity in leveraged ETFs. It allows me to gain the most out of my investments, which I make with my hard-earned money.

I want the ability to make my own financial decisions if I sign any forms saying I'm aware of the dangers.

Please let the investors decide which investments products are best of them. They assume risk when they buy , so denying access is unnecessary and also unfair to investors without high net worth. Thank u.