Dear FINRA,

I should be able to choose the public investments that are right for me and my family.

It is my money. I earned it... and I should be able to invest as I choose, even and especially leveraged and inverse funds. I am fully capable of understanding the risk/reward associated with such instruments. I should not need to go through special processes to investment my money.

Thank you for considering my input.

I, not you, should determine my economic future. As it is, my investments have been hampered by your "qualified investor" regulations to the extent that several great opportunities have escaped my grasp. Further regulations will likely erode economic rights and simultaneously grant privilege and protection to another class of investors.

I am opposed to regulation restricting the access to leveraged and specialty investment products by retail investors. I invest in leveraged, inverse, and commodity funds as they suit my needs. They are important hedges against market movements and inflation. I should not have to jump through hoops to access these products. Prospectuses are there for a reason and it is up to the individual to read them and educate themselves about the risks. Excessive regulation is unfair and restricts free markets. Todays rules strike a good balance between risk and responsibility.

We need less regulation, not more. People do not need to be protected from themselves. We know the risks involved.

As an individual investor I consider
leveraged and inverse investment funds very useful to manage risk in my overall investment portfolio. They represent a minority but important percentage of my overall portfolio and are utilized to help offset and mitigate risk in my more Substantial longer term positions on a short term basis, avoiding disruptive transactions in my long term holdings.

I find it interesting that I would be able to invest in cryptocurrency, and all manners of futures but not inverse or leveraged accounts. Is this to keep the small investor from muddying the waters for the hedge funds and the 1%ers. Lets regulate the congress and their families first.

I should be able to choose the public investments that are right for my family. Public investments should be available to all of the public, not just the privileged. I shouldn't have to go through any special process like passing a test before I can invest in public securities, like leveraged and inverse funds. I am capable of understanding leveraged and inverse funds and their risks. Leveraged and inverse funds are important to my investment strategies. They help me protect my investments or seek enhanced returns.

This proposal is a deliberate attempt to take the right away from the small individual investor to have and purchase leveraged and inverse funds in their accounts to take away the small investors slow reaction time (in comparison to Wall Streets fast computers). Small investors don't always have time to react to market dips and crashes. Large firms with computerized buying and selling can. The small investor needs to have a hedge built into his or her account for protection when their other stocks drop, the inverse funds can increase and offset the loss to some extent.

Leveraged and inverse funds are important to my
investment strategies. I shouldn't have to go through any special process like passing a test before you can invest in public securities, like leveraged and inverse funds. I am
capable of understanding leveraged and inverse funds
and their risks. I do not need these measures imposed on me!

I do not support this regulation. I trade stocks for a living and these vehicles are vital to my ability to make a living. Regulations restricting leveraged and inverse funds are onerous and unnecessary. There are more than enough disclosures required by brokers that can inform the retail investor. These actions will only enrich an already highly-profitable financial industry through the forced use of financial advisors and such. Thank you for your consideration.