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Wendy Norcross Comment On Regulatory Notice 20-34

I am a suburban daughter who watched and felt helpless in stopping siblings from financially exploiting my parents. I had POA and was their health care agent. I warned their out of state financial advisor that my parents were targets of financial exploitation. Less than three months later, the advisor facilitated over 300K being diverted from my mother as an inherited IRA due to my fathers passing - the beneficiary designation was changed by the siblings, to the siblings, 9 days before my fathers death. My father had Parkinson's and was cognitively impaired - my mother had Alzheimers.

2018060984401 Michael Alan Biedny CRD 867868 AWC jlg (2020-1607732403779).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060984401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Alan Biedny (Respondent) Former General Securities Representative CRD No. 867868 Pursuant to FINRA Rule 9216, Respondent Michael Alan Biedny submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

2019064668001 John A. Westbrook CRD 1846059 AWC rrm (2020-1607732402763).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064668001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: John A. Westbrook, Respondent Former General Securities Representative CRD No. 1846059 Pursuant to FINRA Rule 9216, Respondent John A. Westbrook submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.